Personal/Small Business
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NEW F&M Bank MOBILE is here. 

Field Tested Banking

Mobile Deposit

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Safe & Secure

Farmers & Merchants Bank will never request your account number, password, or other personal identity information via phone calls initiated by us or through email. Do not give your account information out over the phone and never put any type of sensitive information in an email. Please be aware that the F&M Bank website offers links to external Internet websites. F&M Bank does not endorse nor control these external websites. Read our Privacy Policy for more information.

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What's Me Banking?


At Farmers and Merchants Bank, Me Banking means the products and services we offer are all about you. Choose from options like Internet Banking, Check card, ATMs, Telebanc, and Overdraft Privilege to custom tailor your account to fit your needs. You can create the banking experience you desire. Contact us for Rates