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Checking Accounts

We have a variety of checking accounts to fit your busy lifestyle and we’ll help find the checking account that’s perfect for you.

Personal Checking Accounts

Are you Platinum, Gold, or Green when it comes to your bank account? We know you need a workhorse of a bank account that does exactly what you need, based on your financial situation. 

All our personal checking accounts include internet banking and bill pay, mobile banking and mobile bill pay, and ten mobile deposits per month ($.50 each over 10). With a minimum of $75 to open, we offer a wide variety of options, so you’ll find the one that’s ideal for your household checking and will fit you like your favorite pair of jeans.


Platinum Checking

If you want to earn interest on your checking account and you use your debit card a lot, you’ve found your perfect fit. Platinum Checking features a tiered interest structure based on balance and debit card use. If you have 15 settled debit card transactions per month, and one ACH item (debit or credit), here are your tiered interest rates:

• 1.00% apy* $10,000 & under
• .50% apy* $10,001-$19,999
• 0.10% apy* $20,000 & over
• 0.05% apy*if requirements are not met

Plus, if you meet those requirements you may be reimbursed up to $20 a month for ATM fees charged by other banks. Take electronic statements and avoid the $3.00 paper image statement fee. Unlimited check writing and $800 overdraft privilege** (if you qualify).

Gold Checking

If you’ve hit ‘double-nickels’, read this! We take special interest in our customers 55 and over. Earn interest on your checking account, pay only shipping and handling for your checks, available $800 overdraft privilege**, and even avoid the paper statement charge. Cool, huh? Or as the kids say, it’s all good.

Green Checking

Simply do this: take electronic statements and you don’t have to pay for a checking account. Otherwise, you pay $3.00 to get your paper statement with check images mailed to you. That’s it. Easy and comfy. May be eligible for $500 Overdraft privilege**.


*APY: Annual Percentage Yield

**Please refer to our services page or contact your bank branch for complete details about our overdraft privilege program.

Please be aware that checking accounts that have no activity for 12 months may be subject to a dormant account fee.

Interest Bearing Accounts

NOW Account

Earn more on your checking account NOW! The NOW account INCLUDES unlimited check writing, an ATM/debit card - and you earn interest on every dime! Maintain a daily balance $1,000 to avoid the $10 a month service fee. ($75 minimum opening deposit.)

Money Market Account

This account offers you a place to grow your money with interest. Best of all, there’s no service fee as long your balance stays at or above $2,500 (service fee of $10 if balance falls below $2,500). You’re also allowed six withdrawals per month. Both personal & business accounts are available.

Platinum Checking

If you want to earn interest on your checking account and you use your debit card a lot, you’ve found your perfect fit. Platinum Checking features a tiered interest structure based on balance and debit card use. If you have 15 settled debit card transactions per month, and one ACH item (debit or credit), here are your tiered interest rates:

• 1.00% apy* $10,000 & under
• .50% apy* $10,001-$19,999
• 0.10% apy* $20,000 & over
• 0.05% apy*if requirements are not met

Plus, if you meet those requirements you may be reimbursed up to $20 a month for ATM fees charged by other banks. Take electronic statements and avoid the $3.00 paper image statement fee. Unlimited check writing and $800 overdraft privilege** (if you qualify).


*APY: Annual Percentage Yield

**Please refer to our services page or contact your bank branch for complete details about our overdraft privilege program.

Please be aware that checking accounts that have no activity for 12 months may be subject to a dormant account fee.

Business Checking Accounts

Commercial checking accounts can get complicated, but they don’t have to be. What’s important to you is the bottom line and whether your account is working as hard as you do. That’s what you’ll find here. We’ve simplified the decision making by offering three distinctly different accounts.

All come with a full range of convenient electronic banking features and can be opened with just $75 to start . Our banking experts will explore the options with you to help you make the best choice possible for your business model.


Business One

For Sole Proprietors only, and perfectly structured to suit small business. If you have 500 or fewer transactions a month, keep a minimum daily balance of $500 or more, and get your statement on line, you’ll avoid fees ($3.00 return item fee and overdraft fees still apply). We’ll even throw in a zippered bank bag and your first order of deposit tickets to get you going. $5 monthly service fee if daily balance falls below $500. $3.00 fee for mailed paper statement. $500 overdraft privilege** if approved.

Me Banking Business

This account is designed for the higher volume user. It carries a low monthly service fee and a small per check fee, but you can earn credit back based on your monthly balance. Here’s how it works:

• Get a 10-cent credit back for every $100 on deposit at the time of your lowest monthly balance (applied against service fees).
• Service fees include $4 per month, 10 cents per check and $3 item fee per returned deposited check.
• A bank zip bag is only $5.

Business Checking with Interest

This account has a tiered interest-bearing structure. There is a $4 monthly service charge, and a $.10 per debit item fee. You’ll earn interest on balances of $10,000 and up. With each tier, your annual percentage yield is higher. Your account representative will be happy to tell you the latest interest rate information.


Learn more about our Business Banking Solutions.